Maximise Your Dental Insurance Benefits: Don’t Let Them Go to Waste!

by | Oct 24, 2023 | Dental Insurance

maximise your dental insurance benefits cabramatta dental care

Have you ever wondered what the phrase “use it before you lose it” means regarding your dental insurance?

It’s simple – at the end of the year, any unused dental insurance benefits vanish into thin air, and your new year’s dental insurance benefits take over.

That means potentially saying goodbye to hundreds of dollars annually!

You can save your family money by making the most of your dental insurance benefits before the year’s end.

Who knows when you might need those benefits for unforeseen procedures like a playground mishap causing a fractured tooth in the following year?

While some dental insurances operate on a fiscal year, most follow the calendar year.

This means that on January 1st, the benefits you had on December 31st reset, with only a few plans allowing rollovers.

If you’re on a calendar year plan, contact our office, and we can collaborate with you and your dental insurance to help you maximise your benefits.

Why It’s Crucial to Use Your Dental Insurance Benefits Before They Expire?

  • Yearly Maximum: Dental insurance plans set an annual maximum they are willing to cover within a calendar year. It’s wise to utilise these unused benefits if you require any restorative treatments, as they won’t carry over into the following year.
  • Deductibles: Your deductible is the out-of-pocket amount you must pay your dentist before your dental insurance company covers any services. You’ll need to meet that deductible again when the new year begins.
  • Premiums: You’re currently paying dental insurance premiums every month through your provider, so make sure you use your benefits. Regular dental cleanings and check-ups can prevent and detect dental issues early on, saving you from more costly treatments in the future.
  • Fee Increases: Another compelling reason to use your dental insurance benefits before the year ends is the possibility of fee increases, often occurring at the start of the year.
  • Dental Problems Can Escalate: Delaying dental treatment can lead to more complex and expensive procedures. What might start as a simple cavity today could evolve into a root canal problem down the road, possibly resulting in tooth loss. Addressing dental issues early on can help you avoid costly treatments.

Unlock the Full Value of Your Dental Insurance Plan

The key to getting the most out of your dental insurance lies in making the best use of your benefits before they slip away.

Remember, prevention is not only better for your overall health but also for your wallet.

Many dental plans cover preventive visits at a rate of 100%, so now might be the perfect time to schedule one if you haven’t already.

Start planning to make the most of your coverage. When you’re at your dental appointment, engage in a conversation with your dentist about your dental needs and any potential treatments you may require before the year draws to a close.

By booking upcoming appointments early, you can ensure that you address any necessary procedures well before the holiday season.

Once you’ve identified your dental needs, collaborate with your dentist and dental insurance provider to determine which services are covered under your plan.

Take Advantage of Your Dental Insurance Benefits Today!

If you’re enrolled in a dental insurance plan, now is the ideal time for a year-end review of your coverage.

Explore how you can put your benefits to work for you, as it’s truly a “use it or lose it” opportunity. Don’t let those valuable benefits slip your fingers – make the most of them today!

Experience Personalised Dental Care in Cabramatta

At Cabramatta Dental Care, we take a gentle and meticulous approach to looking after our patients in Cabramatta and surrounding areas.

Your comfort, health, and satisfaction are our top priorities, and we look forward to serving you with the highest dental care.

Call us at (02) 9755 5300 or make an appointment online.

We are located at 47 Arthur St in Cabramatta.